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How to Pay for Nursing School

Nursing school is an investment that will set you up for an exciting, rewarding career when you graduate. Here are some things to know about finding a program and covering the cost.
  • 1 Finding Your Program


    You can choose from thousands of nursing schools across the U.S. and its territories. Here, we’ll help you find your perfect program—whether you’re right out of high school, changing majors in college, looking to advance your career or specialize in something new, or coming back to the profession after time away.

    Is there a nursing school near you?
    You can filter schools by location—selecting individual states or whole regions of the country.
    Find a school close by

    What if the program you like has a waiting list?
    For many schools, the demand for degrees is higher than the number of spots in the program. Want to start school right away? Here is a list of programs accepting students right now.
    Find schools without waiting lists

    What if you’re a nurse looking to move up?
    Whether you want an advanced degree or need a refresher course or two, you can find the program that fits your needs.
    Find schools offering advanced degrees

    Find schools offering refresher courses

  • 2 Paying for School


    There are all kinds of ways to cover your tuition cost. Which are best for you? Here are some options:
     
    See if you can get a scholarship.
    With hundreds of scholarships available, odds are you’ll qualify for one or more. Here, you can search scholarships by your degree program, requirements, and location.
    Find a nursing scholarship

    Check out opportunities for financial assistance.
    There are many financial assistance programs for nurses. Here are a few common ones, and a little about them:

    Loan Repayment is when you go to work for a healthcare facility and they pay off your nursing school loan in exchange for that work.
    Find an opportunity for Loan Repayment

    Grow Your Own programs are set up by individual healthcare facilities; the facility where you work sends you to nursing school.
    Find a Grow Your Own program

    Tuition Reimbursement is when you go to work for a healthcare facility and they reimburse you for your nursing school tuition while you work.
    Find an opportunity for Tuition Reimbursement

    Residency programs, often offered by healthcare facilities, give you experience working as a nurse, helping you transition from nursing student to professional.
    Find a Residency program

    Career Ladder programs are programs where a healthcare facility will reward you with both a nursing school scholarship and a job at that facility when you graduate.
    Find a Career Ladder program


    Look into student loans.
    If you have to borrow money for school, know your options and weigh them carefully, since the more you borrow now, the higher your monthly payments will be after you graduate. Here’s a bit about the different types of student loans:

    Federal loans are often the best option, since you can usually lock in a lower, fixed interest rate, which will help you predict what your payments will be after graduation. Sometimes, the government will even pay the interest on your loans while you’re in school—that’s called a subsidized loan.
    Find out more about federal loans and apply for one

    Private loans usually have higher interest rates and less repayment flexibility than federal loans, and should be one of your last options after you’ve searched for scholarships, financial assistance, and applied for federal loans. That’s because unless you can prove a very high credit rating, you’ll likely need a co-signer who will be legally obligated to repay your loan if you can’t.
    Find out more about private loans

  • 3 Now That You’re a Nurse


    You’ve set yourself up to go from cap and gown to scrubs in no time. Right now, recent college graduates who hold bachelor’s degrees in nursing have the lowest unemployment rate of all college grads. And, registered nurses currently top the U.S. Department of Labor’s list of “occupations with the largest numeric growth,” with 711,900 jobs projected to be added between 2010 and 2020.

    Get more facts about the profession

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